5 financial tips to sail through this festive season
Create a budget: Before you start spending on gifts, decorations, and festivities, establish a clear budget. Determine how much you can comfortably afford to spend during the season and stick to it.
Source: Unsplash
Prioritise savings: While it's common to spend more during festivals, don't neglect your savings. Continue contributing to your savings and investments to ensure your financial well-being.
Source: Unsplash
Cashback and discounts: Take advantage of festive sales, discounts, and cashback offers from banks and e-commerce platforms. This can help you save on purchases and reduce your overall expenditure.
Source: Unsplash
Avoid impulse buying: Plan your festive shopping in advance and avoid impulse buying. Make a list of items you need and stick to it to prevent unnecessary expenses.
Source: Unsplash
Gift thoughtfully: Instead of extravagant gifts, consider thoughtful and meaningful presents. Handmade gifts or personalised gestures can be just as appreciated and cost-effective.